Credit Analyst
Volvo Financial Services
About the role
Job Title: Credit AnalystLocation: Warwick, GB, CV34 5YAPosition Type: ProfessionalSalary: Up to £40,000 depending on experience At Volvo Financial Services, we support the customers of Volvo Group. By providing financing solutions, we help businesses invest in the vehicles and equipment, such as Trucks, buses, and Construction Equipment. Our role is to enable customers to grow their operations with confidence while ensuring responsible and well-balanced credit decisions. We are looking for a Credit Analyst to join our underwriting team at Volvo Financial Services. This is a role for someone who thrives in a fast-paced environment and enjoys working at the intersection of financial analysis and commercial decision-making. You will play a key role in assessing credit applications and What’s in it for you?Pension scheme: We offer a matched pension scheme of up to 7% of your salary, with incremental benefits based on length of service, including death in service cover.Healthcare: Benefit from access to Bupa Cover and Dental insurance.Employee Assistance Programme: Take advantage of wellness, mindfulness and counselling services to support your overall well-being.Holidays: 25 days holiday, rising to 30 days with length of service, plus bank holidays. You have the option to buy up to 5 additional days.Maternity and Paternity leave: Maternity leave (6 months full pay, 6 months half pay) and 5 weeks of paternity leave, with 3 weeks flexible to take at any point.Discounts on various purchases: Enjoy savings on shopping vouchers, cinema tickets, holidays and travel.Access to an on-site gym and canteen, which serves hot meals throughout the week.Access to MyGymDiscounts and MyActiveDiscounts You can learn more about the rewards and benefits of working at Volvo Group here: Volvo Group Employee BenefitsWho are you?You are analytical, numerate and a confident communicator. You bring the following skills and experience: Degree in a numerate subject or strong quantitative experience from previous rolesComfortable interpreting financial data to support business decisionsEffective communicator with the ability to explain complex financial information clearly, verbally and in writingStrong relationship builder with colleagues, customers and stakeholdersConfident in Microsoft Office, particularly Excel and PowerPointOrganised, detail-oriented, and able to work independently within established policies and guidelinesExperience in credit risk, underwriting or retail banking is advantageous, especially in credit assessments or credit strategiesGrowth mindset: curious, motivated to develop skills and collaborative What you will doPreparing credit assessments for SME customers across the UK and Ireland, financing portfolioAnalysing financial information to assess creditworthiness and support balanced commercial credit decisionsWorking independently within established credit policies, procedures and approval frameworksCollaborating with commercial teams and customers to support financing solutionsReporting to the Head of Credit and interacting with the credit committee as part of the decision-making processContributing to continuous improvement initiatives, including process development and system enhancementsMaintaining accurate records and ensuring strong data integrity across internal systems You will work closely with commercial colleagues and customers while reporting to the Head of Credit and interacting with a well-established and stable credit team. Take the next step in your career and join the team at Volvo Financial Services!Discover more about life at Volvo Financial Services:YouTubeLinkedInWebsiteAll Volvo Group adverts are open for a minimum of 10 working days from the posting date.We value your data privacy and therefore do not accept applications via mail. What’s in it for you?We offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.Job Category: FinanceOrganization: Volvo Financial ServicesTravel Required: Occasional TravelRequisition ID: 29828 We are committed to shaping the future landscape of efficient, safe, and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents across the group’s leading brands and entities. Applying to this job offers you the opportunity to join Volvo Group. Every day, you will be working with some of the sharpest and most creative brains in our field to be able to leave our society in better shape for the next generation. We are passionate about what we do, and we thrive on teamwork. We are almost 100,000 people united around the world by a culture of care, inclusiveness, and empowerment. At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets.